Buying through DhowCSD

You can buy directly from the Central Bank using DhowCSD, its online platform and app.

• Open an account with your ID, KRA PIN and a bank account in your name.
• Check the auction dates and the minimum amount on the CBK website.
• Place your bid before the deadline. A non-competitive bid takes the average rate and is simplest for beginners.
• If successful, pay by the deadline from your bank. Your bill or bond appears in your DhowCSD account.

Never pay anyone who offers to 'buy T-bills for you' through a personal number.