Once you're clear, protect your progress:
- Keep paying the same amount, but now to yourself, into an emergency fund. That's what stops the next emergency becoming the next loan.
- Make a simple monthly budget and check it each payday.
- Before any new loan, ask: is it for something that will make me money or save me money? If not, wait and save for it.
You've done something hard. Tell the community: your story could be the push someone else needs.
Your next stepMake a budget in My money →