Etica FIF vs Zimele FIF
Fixed income funds compared · rates as at 6 Nov 2026
What KES 100,000 could earn in a year
Etica FIF: about KES 10,793 · Zimele FIF: about KES 10,971
A difference of about KES 178 a year, after 15% withholding tax, if today's rates held for the whole year (they won't exactly: yields change daily).
Rate history
Etica FIF Zimele FIF (dashed)
Side by side
| Etica FIF | Zimele FIF | |
| Rate this week | 12.11% | 12.30% |
| After 15% tax | 10.29% | 10.46% |
| Last report | 12.30% | 12.42% |
| Minimum to start | KES 100 | KES 100 |
| Top up from | KES 100 | KES 100 |
| Getting your money | No lock-in. Withdrawals are instant to M-Pesa, and reach a bank account within 2 working days. | No lock-in and no penalties. Withdraw to M-Pesa or your bank whenever you need to. |
| Member rating | ★ 5.0 (1) | No reviews yet |
| More | About this fund → | About this fund → |
Etica FIFOpen an account ↗Zimele FIFOpen an account ↗
A higher yield is not the only thing that matters: check fees, how fast you can withdraw, and who manages the fund. Rates are annual yields reported by fund managers. Past returns do not guarantee future returns. This is information, not financial advice.