Etica FIF vs Kuza FIF
Fixed income funds compared · rates as at 6 Nov 2026
What KES 100,000 could earn in a year
Etica FIF: about KES 10,793 · Kuza FIF: about KES 10,039
A difference of about KES 754 a year, after 15% withholding tax, if today's rates held for the whole year (they won't exactly: yields change daily).
Rate history
Etica FIF Kuza FIF (dashed)
Side by side
| Etica FIF | Kuza FIF | |
| Rate this week | 12.11% | 11.30% |
| After 15% tax | 10.29% | 9.61% |
| Last report | 12.30% | 11.36% |
| Minimum to start | KES 100 | KES 1,000 |
| Top up from | KES 100 | KES 50 |
| Getting your money | No lock-in. Withdrawals are instant to M-Pesa, and reach a bank account within 2 working days. | 3-month lock-in on each investment; after that you can withdraw on any business day. Best held for 2 to 3 years. |
| Member rating | ★ 5.0 (1) | No reviews yet |
| More | About this fund → | About this fund → |
Etica FIFOpen an account ↗Kuza FIFOpen an account ↗
A higher yield is not the only thing that matters: check fees, how fast you can withdraw, and who manages the fund. Rates are annual yields reported by fund managers. Past returns do not guarantee future returns. This is information, not financial advice.