Britam Money Market Fund

Britam Asset Managers (Kenya) Limited

Money Market FundsKESReviewed Nov 2026

A low-risk shilling money market fund from KES 1,000, with interest added daily and 24/7 access through the Britam app, portal and USSD.

Minimum to startKES 1,000
Top up fromKES 1,000
Access to moneyNo lock-in. Invest and withdraw any time through the Britam app, cust…
RiskLow risk
CMA-approved fund. Britam Money Market Fund is on the Capital Markets Authority's list of approved funds, part of British-American Unit Trust Scheme, managed by Britam Asset Managers (Kenya) Limited. Check details
This week's rate · 6 Nov9.51% ▼ 0.118.08% after tax · ranked #19 of 37 · see history →

Overview

The Britam Money Market Fund invests in short-term, low-risk investments such as fixed deposits, Treasury bills and short Treasury bonds. It suits money you may need soon: an emergency fund, school fees or a business project.

Standard Chartered Bank holds the fund's money as custodian, separate from Britam.

How it works

Your money buys units in the fund. Interest is earned and compounded daily, and you can withdraw any time without losing interest.

Fees and charges

• No initial fee.
• Management fee: up to 2% a year, already taken off the yield.
• Withholding tax of 15% applies to interest.

Risks and important considerations

A money market fund is an investment, not a bank deposit, so returns are not guaranteed. Yields move with interest rates, and in rare cases withdrawals can be paused.

Eligibility and how to apply

Anyone with an ID or passport and KRA PIN can invest, from KES 1,000.

Frequently asked questions

How much do I need?
KES 1,000.

Can I withdraw any time?
Yes, through the Britam app, customer portal or USSD *778#.

Who keeps the money safe?
Standard Chartered Bank is the custodian.

💰 What your money earns

At 9.51% a year, this week's yield (6 Nov 2026) · see how it has moved. Interest builds up every day, so you can see what each day and month adds.

Each day
Each month
In a year

Yield, week by week

  1. 2 Nov
  2. 6 Nov

Average over these 2 weeks: 9.57% a year (from 9.51% to 9.62%).

Before the 15% withholding tax on interest, which the fund deducts for you. The yield changes every day, so treat this as a guide, not a promise.

🏛️ Who looks after your money

Your money sits with the custodian, not with Britam Asset Managers (Kenya) Limited, and the trustee watches over the manager on your behalf.

Custodian
Standard Chartered Bank KenyaHolds the fund's money and investments, separate from the manager
Withdrawals
Through the Britam app, customer portal or USSD *778#.
Lock-in
None
Interest
Interest is worked out and added daily

From: Britam Money Market Fund annual report 2025.

Want help with this product?

Prefer to go direct? Britam Asset Managers (Kenya) Limited's website ↗

MoneyVersations may be paid by the company if you sign up after a call back. It costs you nothing extra. Always read the official documents before you invest or buy cover.

⚖️ Compare with other money market funds

ProductThis oneBritam Money Market FundBritam Asset Managers (Kenya) LimitedCIC Money Market FundCIC Asset Management LtdCytonn Money Market Fund (KES)Cytonn Asset Managers LimitedEtica Money Market Fund (KES)Etica Capital LtdKuza Money Market Fund (KES)Kuza Asset Management Limited
This week's rate9.51%8.41%11.11%10.04%10.18%
Minimum to startKES 1,000KES 5,000KES 30,000KES 100KES 1,000
Access to moneyNo lock-in. Invest and withdraw any time through the Britam app, customer portal or USSD…CIC describes withdrawals as available at short notice. Confirm current cut-off times and…The current Cytonn Asset Managers page states withdrawals are paid within two working day…The provider states there is no lock-in period. Confirm the current redemption processing…Kuza’s published FAQ states a two-week lock-in period before withdrawals are allowed. Pla…
RiskLow riskLow risk (as described by the provider)Low risk (as described by provider; review current official risk disc…Money market fund; review the latest risk disclosuresLow (as described by provider)

Rates change weekly and past returns don't guarantee future returns. Check each fund's latest documents before you invest. See all weekly rates →

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Information last reviewed: 12 Nov 2026

MoneyVersations provides educational information, not a guarantee of returns or a substitute for individualized financial advice. Investment values and returns may fluctuate; insurance cover is subject to policy terms, exclusions and conditions.