Protect your family’s financial future with a whole life insurance plan that guarantees lasting security. PRULife ensures your loved ones are shielded from life’s uncertainties—creating an instant estate that preserves their lifestyle, education, and dignity no matter what happens.
What You Get
- Lifetime Protection – Cover stays active for life as long as premiums are paid.
- Lump-Sum Payout – 100% of your sum assured plus accrued bonuses paid to your beneficiaries if death or total permanent disability occurs.
- Spouse Cover Option – Extend protection to your partner under the same policy at a discounted rate.
- Accident Double Cover – Option to double your protection specifically for accidental death or disability.
- Critical Illness Add-On – Accelerated benefit available (Plan B) paying 50% of sum assured on first diagnosis, with future premiums waived.
- No Medical Exam – Coverage up to KES 15 million requires no medical tests.
- Tax Relief – Claim 15% of your premiums back annually (up to KES 60,000).
Who Can Apply
- Ages 18 to 60
- Minimum cover: KES 1,000,000
- Maximum cover: KES 150,000,000
Flexible Payment Choose how long you pay:
- for life
- up to age 60/65
- or fixed terms of 10, 15, or 20 years.
You can pay monthly, quarterly, semi-annually, or annually.
Important Notes
- 6-month waiting period applies for illness-related claims
- Policy has no surrender/cash value—this is pure protection
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