S
Money Market Funds
Ziidi Money Market Fund
Safaricom in partnership with fund managers
A KES money market fund accessed through M-PESA, with a low stated entry amount and deposits/withdrawals through the M-PESA wallet.
Information last reviewed: 13 Oct 2026
Overview
Safaricom describes Ziidi as a CMA-regulated unit trust money market fund accessible through M-PESA, with interest accruing daily. Returns are variable and are not guaranteed.
How it works
Customers opt in through the M-PESA app or the published USSD route. The fund manager invests the pooled money under the fund mandate. Check current terms before investing.
Fees and charges
Safaricom states deposits and withdrawals to the M-PESA wallet are free. Confirm current fees, taxes and transaction limits in the latest terms before investing.
Risks and important considerations
A money market fund is an investment, not a bank deposit; returns are not guaranteed. Review the current fund documents, applicable taxes and redemption terms.
Eligibility and how to apply
Safaricom stated a minimum investment of KES 100 at launch. Confirm current availability and account conditions in the M-PESA app or current official terms.
Frequently asked questions
Minimum investment stated by Safaricom: KES 100. Safaricom states deposits and withdrawals to the M-PESA wallet are free. Current yield is intentionally not shown because it changes over time. Source: https://www.safaricom.co.ke/media-center-landing/press-releases/21-01-2025-safaricom-partners-with-investment-firms-to-unveil-ziidi-money-market-fund-powered-by-m-pesa (reviewed 2026-10-13; recheck current terms before publication).
MoneyVersations provides educational information, not a guarantee of returns or a substitute for individualized financial advice. Investment values and returns may fluctuate; insurance cover is subject to policy terms, exclusions and conditions.