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Fixed Income Funds
NCBA Fixed Income Fund (KES)
NCBA Investment Bank
A KES-denominated fixed income fund investing in deposits, Treasury bills and bonds, commercial paper and corporate bonds.
Information last reviewed: 13 Oct 2026
Overview
The fund aims to generate interest income while prioritising principal preservation through a diversified portfolio of fixed income and money-market instruments.
How it works
Investor contributions are pooled into a professionally managed portfolio. Daily NAV can fluctuate as market interest rates and asset prices change.
Fees and charges
NCBA states a 2.00% p.a. management fee, 0% initial fee and 0% redemption fee. The March 2026 factsheet reports a 2.64% year-to-date total expense ratio; this is not the same as the management fee.
Risks and important considerations
Interest-rate changes, issuer credit events and liquidity conditions may affect portfolio value. Capital and returns are not guaranteed.
Eligibility and how to apply
KES-denominated fund. Review the current information document and confirm onboarding requirements before investing.
Frequently asked questions
Official NCBA March 2026 factsheet: minimum KES 1,000, top-up KES 1,000, daily income distribution, T+1 redemption, moderately conservative risk classification, 2% p.a. management fee and no initial/redemption fees. Source: https://ncbagroup.com/wp-content/uploads/sites/8/2026/05/March-2026-NCBA-FI-Fund-Fact-Sheet.pdf. Returns intentionally omitted.
MoneyVersations provides educational information, not a guarantee of returns or a substitute for individualized financial advice. Investment values and returns may fluctuate; insurance cover is subject to policy terms, exclusions and conditions.