CIC Fixed Income Fund

The fund seeks reasonable current income and capital growth through a diversified portfolio of government and corporate fixed income securities.

Investor money is pooled and invested in a managed bond portfolio. The provider recommends a two- to three-year investment period for compounding.

CIC official pages are inconsistent about the initial fee: the dedicated fund page lists a 5% initial fee, while another CIC investment-solutions page lists a 1.5% initial fee. Annual management fee listed as 2%. Confirm the current Information Memorandum before publishing fee comparisons.

Bond prices can change when interest rates move; corporate debt adds issuer credit risk. Fund value and returns are not guaranteed.

Designed for medium- to long-term investors seeking fixed income exposure. Confirm the current fee schedule and minimums with CIC before investing.

CIC page updated 3 February 2026 lists minimum KES 5,000, additional investment KES 1,000, nil initial fee in its feature table, 2% annual management fee and semi-annual distribution, but the dedicated page body separately states a 5% initial fee. Another CIC page says 1.5%. The fee discrepancy is flagged for manual verification. Sources: https://ke.cicinsurancegroup.com/fi-fund/ and https://ke.cicinsurancegroup.com/business-solutions/investment-solutions-2/. Do not advertise any initial fee as definitive until CIC confirms.